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  • Jim Costa

Jim’s Daily Rant. My Little Buddy.

When I was commercial loan officer I had two gentlemen come in to make a $300 personal loan.

Not only did they look like two drunks but the smelled it too.


I went through the motions and asked if they had credit references. The older one said he had none. I explained that the only way I could make the loan was to have a co-signor. You guessed it, his “little buddy” would co-sign for him. A few days later I saw them pulling weeds in another banks flower beds.


This article was just posted:


Moody’s Shifts Outlook to Negative for Major U.S. Banks Amid Concerns Over Government Support. “Moody's negative outlook on bank debt reflects "the potentially weaker capacity of the government of the United States of America to support the U.S.'s systemically important banks”


It appears that the Bansters’ little buddy is just as broke and drunk as they are!

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